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3 things to know about credit card fraud charges

While one's reputation is on the line with any type of criminal charge, a certain social stigma also comes with facing credit card fraud charges. Even for the person who is simply just charged -- and not convicted -- some may be quick to jump to judgment. This makes it even more important to set the story straight.

At Kohn Smith Roth, we do not jump to conclusions. Rather, we take a rational look at the case, listening to the other side of the story -- the defendant's side. Our attorneys keep up-to-date on the laws regarding fraud and Internet crimes -- where many credit card fraud charges stem from -- in order to prepare the best defense possible.

Here are a few things to know about credit card fraud:

No. 1: Credit card fraud charges will most likely increase

According to a CNBC article, as credit cards move toward chip card technology, there will actually be an increase in credit card fraud. The reason behind this is that the chip card technology will supposedly make it harder to get credit card information, so there may be an increase in the number of people trying to use these magnetic strip numbers, before these are recognized as fraudulent.

With an increase in fraud cases, one should also expect to see an increase in fraud charges -- and quite possibly -- an increase in false accusations.

No. 2: The consequences for credit card fraud charges are severe

The penalties for credit card fraud in Wisconsin really range and depend on the nature of the accusations. While some credit card fraud crimes are misdemeanors, others are felonies. Note, though, that all do have the potential to come with jail or prison time upon conviction, along with serious fines.

No. 3: A charge is not the same as a conviction

Like with other crimes, there is a big difference between a charge and a conviction. With a charge -- or even when there is reason to believe that a charge may be coming in the near future -- this is a signal that it's time to reach out to a criminal defense attorney, as the hope is to stop the charge from becoming a guilty conviction.

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